SEC filings · Gemini · ElevenLabs

Two AI analysts debate a company’s debt. You make the call.

Most AI tells you what to think. Ours shows you what to check: every claim is labeled and linked to the filing it came from.

Or pick a demo company

Hear the debate. Check every claim.

A bull and a bear argue from the company’s 10-K, 10-Q and recent news, out loud and in their own voices. An independent fact-checker labels each claim against the source text, and you can interrupt with your own question at any time.

  • verifiedThe cited filing says this
  • contestedThe cited filing says something different
  • unsupportedNo source backs this up

Example exchange · sample company

Bull

Leverage looks high at 5.8x, but the term loan is secured by owned stores. Lenders get paid first.

verified· 10-K · Note 9, p. 84
Bear

Sixty-two percent of that debt floats, and a 200 bp move puts coverage near 1.3x.

verified· 10-Q · Liquidity, p. 31contested· 10-Q · Liquidity, p. 31
You asked
What happens if the stores sell at a discount?

How it works

  1. 1
    Research
    We pull the company’s filings from SEC EDGAR. Python, not AI, computes leverage, coverage and liquidity.
  2. 2
    Debate
    Bull and bear argue only from that fact sheet. Every claim cites the passage it relies on.
  3. 3
    Brief
    You get what both sides agree on, what’s disputed, what’s unsupported, and where to look next.